What does my Mortgage Specialist need?

What does my Mortgage Specialist need?

1. Confirmation of your down payment.
   • Savings or investment statements over the last 90 days
   • Copy of the sale agreement (if the money is coming from the sale of an existing property)
   • Gift letter (if the down payment will be gifted to you from someone else)
   • Withdrawal from RRSP under Home Buyer’s Plan
2. Employment and income verification.
   • Copy of your latest pay slip
   • T4(s)
   • Letter of employment
   • T1 General(s)
   • Notice(s) of Assessment (NOA)
   • Legal agreements to support a spousal or child support payment
   • Other compensation (disability pension, rental income, etc.)
3. Any information regarding your existing home or properties.
   • Recent mortgage statement
   • Recent property taxes
   • Documents to verify heating costs and/or condo fees
   • Legal description of your property (property tax statement or purchase agreement)
4. Personal Information
   • Void cheque
   • Name, address, telephone number of your solicitor/notary

Once you’ve picked out your new home, you’ll also need the:

• Accepted Offer Documents (including any counter offers or amendments)
• Full MLS listing (from your realtor)

Being prepared when you meet with your mortgage specialist will help finalize your mortgage faster!

Reach out if you need help connecting with a mortgage specialist.

Stephanie Harder – Realtor®
Coldwell Banker Signature
306-241-1000
stephanieharderhomes@gmail.com