Blog - Stephanie Harder

Sellers, Uncategorized

How Should I Prepare for a Home Inspection?

How Should I Prepare for a Home Inspection? Congrats you have conditionally sold your home! Now what? There is a good chance that one of the conditions in the sale is a home inspection. Here are a few tips in preparation for the home inspector: Clean up: This leaves a good impression Ensure unobstructed access […]
Uncategorized

5 Tips for Staging and Preparing your Home to List

Are you thinking about selling? Don’t know where to start? Here are 5 Tips for Staging and Preparing your home to list. 1. Clean/Declutter: This is one of the most important steps to prepare your home for listing. A clean home leaves buyers feeling like your home has been well taken care of. If your […]
Buyers

8 Strategies to Secure a Lower Mortgage Rate

8 Strategies to Secure a Lower Mortgage Rate According the the Canada Mortgage and Housing Corporation, the majority of mortgage borrowers opted for variable over a fixed interest rate. Variable mortgages are typically pegged to the lender’s prime rate, which means they are immediately affected by rising interest rates. Many homebuyers are finding it increasingly […]
Sellers

How To: Improve Curb Appeal When Selling

How To: Improve Curb Appeal What is the first impression you will give buyers about your home? Make sure you create a welcoming space for buyers. Here are a few tips: Make sure to cut the grass. If your neighbours grass is long, maybe volunteer to cut both at the same time. Water your flowers […]

Sellers How Should I Prepare for a Home Inspection? How Should I Prepare for a Home Inspection? Congrats you have conditionally sold your home! Now what? There is a good chance that one of the conditions in the sale is a home inspection. Here are a few tips in preparation for the home inspector: Clean up: This leaves a good impression Ensure unobstructed access […]

Uncategorized 5 Tips for Staging and Preparing your Home to List Are you thinking about selling? Don’t know where to start? Here are 5 Tips for Staging and Preparing your home to list. 1. Clean/Declutter: This is one of the most important steps to prepare your home for listing. A clean home leaves buyers feeling like your home has been well taken care of. If your […]

Buyers 8 Strategies to Secure a Lower Mortgage Rate 8 Strategies to Secure a Lower Mortgage Rate According the the Canada Mortgage and Housing Corporation, the majority of mortgage borrowers opted for variable over a fixed interest rate. Variable mortgages are typically pegged to the lender’s prime rate, which means they are immediately affected by rising interest rates. Many homebuyers are finding it increasingly […]

Sellers How To: Improve Curb Appeal When Selling How To: Improve Curb Appeal What is the first impression you will give buyers about your home? Make sure you create a welcoming space for buyers. Here are a few tips: Make sure to cut the grass. If your neighbours grass is long, maybe volunteer to cut both at the same time. Water your flowers […]

Buyers What does my Mortgage Specialist need? What does my Mortgage Specialist need? Confirmation of your down payment. Savings or investment statements over the last 90 days Copy of the sale agreement (if the money is coming from the sale of an existing property) Gift letter (if the down payment will be gifted to you from someone else) Withdrawal from RRSP under […]

Why do I need to get Pre-Approved? Why do I need to get Pre-Approved? A pre-approved mortgage lets you know: How much you can afford. Down payment required. What your interest rate will be. What your monthly mortgage payments will look like. This can help you narrow down your search. It also helps: Eliminate surprises with financing once you’ve made an offer […]

First Time Buyer… A Few Things You Should Know Are you a first time home buyer? Here are 4 things you should know: You do not have to pay your realtor. All MLS listed homes (so all those homes you browse on realtor.ca) have compensation included in the list price for both the Listing Realtor AND THE BUYER’S REALTOR. So pick a realtor to […]